financial services

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  • October 30, 2018

    Neobanks – The David against banking Goliaths?

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    The banking industry has traditionally displayed inertia to major disruption and innovation. With the rise of neobanks in Europe and the UK, and the arrival of Australia’s first neobanks; Volt, Xinja and 86 400, this may be set to change as the younger generation of customers increasingly adopt more digital and customer-centric banking services.
  • Free
    October 2, 2018

    Mobile payments – Australia moving from cashless to walletless?

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    The Australian payments ecosystem has seen considerable disruption in the last decade with new technologies, innovations and new industry players changing the way we pay. In particular, contactless payments has laid the foundation for mobile payments with consumers increasingly looking to ditch their cards and wallets in favour of digital wallets or mobile payment apps.
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  • July 27, 2018

    Australian Insurance lagging behind in the Insurtech space

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    Large Australian general insurance businesses have been slower than their global counterparts to invest in the digital and insurtech market. This report explores the investments that they have made and considers their contrasting approaches to those investments.    
  • July 6, 2018

    Westpac leads the Fintech investment charge

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    Australia’s largest banks have been very active in the fintech market. This report explores the investments that they have made and considers their contrasting approaches to those investments.
  • Free
    August 6, 2015

    Disruption In – Banking on disruption

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    Banks act as the intermediary between borrowers and lenders. Digital disruption is the enabling platform that connects borrowers and lenders while circumventing banks. Where banks once relied on scale (including brick and mortar infrastructure), asymmetric information barriers, regulatory barriers and vertical integration – technology is unbundling the value chain. This report is part of our ‘Disruption In’ series and uses our proprietary Disruption Framework to analyse the potential for disruption in the financial services industry.