fintech

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  • New
    May 22, 2019

    ‘Is Orange the new Bank?’ Telcos and Fintech

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    As OTT services grow in value, telco revenues are moderating and the lack of growth opportunities in the core business is driving telcos to look at adjacencies. Fintech is disrupting traditional financial services and offers a high value adjacency for telcos to play in where they can maximise their natural strengths.
  • New
    May 16, 2019

    Australian Fintech Breakfast Roundtable: Fintech ready to disrupt [...]

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    On May 14th 2019 Venture Insights hosted a Fintech Breakfast with a number of prominent members of the Australian fintech community. The breakfast centred on Venture Insights’ latest Fintech consumer survey which analysed the attitude of Australians to the incumbents and the challengers.
  • April 2, 2019

    Apple Card – allowing the fox into the henhouse…

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    In the four years since Apple Pay was launched, major banks and retailers around the world have allowed customers to use their iPhones to make payments. On 25 March, Apple went one step further and announced its plans to release a digital-first credit card, Apple Card, partnering with global payments network MasterCard and investment bank Goldman Sachs.
  • Free
    March 13, 2019

    Equity crowdfunding in Australia: We have lift-off

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    Equity crowdfunding has been celebrated as a game-changing alternative to venture capital and traditional business loans but has until recently been off limits to most retail investors. With the lifting of Australian restrictions on who can use equity crowdfunding platforms, there is cautious uptake from consumers and start-ups – with several platforms establishing a clear lead – but the claim of outsize returns will take time to be tested.
  • Free
    March 7, 2019

    Mobile payments – New Zealand moving from cashless to walletles [...]

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    The New Zealand payments ecosystem has seen considerable disruption in the last decade with new technologies, innovations and new industry players changing the way we pay. In particular, contactless payments has laid the foundation for mobile payments with consumers increasingly looking to ditch their cards and wallets in favour of digital wallets or mobile payment apps.
  • Free
    February 13, 2019

    AI in Insurance: Disruption Assured

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    Artificial intelligence (AI) has enormous potential to disrupt across the data- and process-heavy insurance value chain. The growth of AI startups and adoption of (AI) by Australian insurers began in earnest over the last two years. The approach taken so far is one of collaboration rather than direct competition between incumbents and disruptors.
  • Free
    January 29, 2019

    AI in Financial Services: Who wins the future of banking?

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    Financial services are ripe for AI disruption; they are data-heavy, with significant potential for automation. The question is not if, but how fast, and how profoundly, would AI reshape the competitive landscape. In Australia, the AI ecosystem is exciting, but has yet to reach critical mass.
  • Free
    January 16, 2019

    Disruption in Australian Super: Only skin deep?

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    Australia’s superannuation system is broadly admired. Disruptive entrants have thus far focused on user experience, ethical alignment and branding rather than fees or performance. However, regulatory change will drive significant shifts in the industry in the coming years.
  • Free
    October 30, 2018

    Neobanks – The David against banking Goliaths?

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    The banking industry has traditionally displayed inertia to major disruption and innovation. With the rise of neobanks in Europe and the UK, and the arrival of Australia’s first neobanks; Volt, Xinja and 86 400, this may be set to change as the younger generation of customers increasingly adopt more digital and customer-centric banking services.
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  • Free
    October 2, 2018

    Mobile payments – Australia moving from cashless to walletless?

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    The Australian payments ecosystem has seen considerable disruption in the last decade with new technologies, innovations and new industry players changing the way we pay. In particular, contactless payments has laid the foundation for mobile payments with consumers increasingly looking to ditch their cards and wallets in favour of digital wallets or mobile payment apps.
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  • Free
    July 6, 2018

    Westpac leads the Fintech investment charge

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    Australia’s largest banks have been very active in the fintech market. This report explores the investments that they have made and considers their contrasting approaches to those investments.
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  • Free
    April 24, 2018

    AltFi Conference 2018 – Growth with transparency

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    Venture Insights attended the annual AltFi Australasian Conference on April 15th 2018. The key takeaway from the conference was that the Fintech Industry in Australia is growing at a fast rate and the industry is optimistic about the Federal Government’s Open Banking initiative.
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  • Free
    April 17, 2018

    IoT & Cryptocurrency Mining: Cyber Security Update

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    The Internet of Things represents a significant and growing target area for cyber criminals. The growth in cryptocurrencies is focussing cyber criminals on the benefits of crypto-mining malware. Individuals, businesses and governments need to include IoT related cyber risks in their security controls and plans.
  • Free
    September 21, 2017

    The growth of Insurtech – Insurance companies should be worried

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    In terms of new global investment, Insurtech has been one of the fastest growing Fintech segments over the last eighteen months – and it is now starting to pick up pace in Australia. This report explains what Insurtech is and why it matters.
  • Free
    August 16, 2017

    Follow the Money

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    Australia’s VC market continued to advance, with over US$670m of investments made in FY17. Investments were supported by favourable economic and business conditions and record-high fundraising activities.
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  • Free
    July 14, 2017

    Lending Disruption – Fact or fiction?

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    The big four banking oligopoly have had a highly profitable run over the last five years. During this time start-ups have emerged to challenge the dominance of the banks in both consumer lending and business lending markets. Whilst the challengers are growing and gaining traction, the odds are still stacked against many of them. Will they survive and what are the likely outcomes?

  • Free
    May 25, 2017

    Disruption in Payments: Time to throw out your wallet?

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    As the usage of cash declines, we are trending towards a cashless society supported by new payment technologies.Within the next decade, cashless methods will be preferred, and have mostly positive implications for both businesses and consumers.However, cash will still be with us and being used for well over the next 20 years.

  • Free
    A$1bn at stake for fund managers from Robo-Advice disruption
    A$1bn at stake for fund managers from Robo-Advice disruption
    May 17, 2017

    A$1bn at stake for fund managers from Robo-Advice disruption

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    Robo-advice can offer a lower cost structure, similar financial results and greater transparency over traditional asset managers and is going to have a significant impact on the wealth management industry.