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  • January 8, 2021

    Future to buy GoCompare Diversification shifts further to ecommer [...]

    • Publisher Future paid a premium to acquire listed GoCo, the financial services comparison platform, for a cash and shares deal valued at £594 million, provided GoCo shareholders approve the deal at a vote in January
    • For Future, the purchase of GoCo gives it a platform for consumers for whom the service is free, deepens its tech stack and diversifies revenues to affiliate fees earned from ecommerce
    • Future's strategy of growth by acquisition has helped offset structural decline in the print portion of the business. The question is whether GoCo will generate sufficient returns to justify the premium paid
  • October 7, 2020

    WAAAX vs FAANG : ASX Technology Live Dashboard

    This report demonstrates the relative maturity and scale of the FAANGs versus the WAAAXs
  • June 18, 2020

    Insurtech White Paper Part III: Segments and Players in the Austr [...]

    This report is the final report in a series by Venture Insights on the disruption in Insurtech, following on from reports on the global landscape and aspects of the Australian landscape.
  • February 25, 2020

    Insurtech White Paper Part II: Australian Insurtech Market Overvi [...]

    This is the second of three reports in Venture Insights’ series on Insurtech, following on from our discussion of trends in global insurtech.
  • January 29, 2020

    Insurtech White Paper Part I: Global Insurtech Trends

    This is the first of three reports in Venture Insights’ series on Insurtech trends and development locally and globally. The term ‘insurtech’ is a combination of ‘insurance’ and ‘technology’, inspired by the term ‘fintech’. Insurance is a notoriously slow-moving industry, with high barriers to entry, complex business models and stringent regulatory requirements; it has lagged consumer tech and even other financial services in updating its offerings and technology stacks. However, the ‘insurtech revolution’ has been seen as a potential challenge to that complacency.
  • UBS Conference
    UBS Conference
    November 21, 2019

    UBS Australasia Conference 2019: AI, Cyber Security, Digital Heal [...]

    UBS held its annual Australasia investors conference over 18th and 19th November in Sydney, with a number of interesting panels across the two days. Venture Insights moderated the Cyber Security panel and attended a number of sessions over the two days. The sessions covered a variety of topical themes that included - China: trade, tech and capital flows, Artificial Intelligence, Clean Energy policy settings, Robotics, Autonomous vehicles, Cyber threat to Australian businesses, the limitations of monetary policy, cell and gene therapy, digital healthcare, sustainability trends, millennials, fintech investment trends and how tech giants are dealing with the techlash. In this report we highlight the key takeaways from the sessions on artificial intelligence, cyber security, digital health and fintech investment trends.
  • November 18, 2019

    IoT & Cryptocurrency Mining: Cyber Security Update

    The Internet of Things represents a significant and growing target area for cyber criminals. The growth in cryptocurrencies is focussing cyber criminals on the benefits of crypto-mining malware. Individuals, businesses and governments need to include IoT related cyber risks in their security controls and plans.
  • July 31, 2019

    Neobanks: rapid growth or a slow burn?

    Revolut’s recent Australian launch marks the first neobank taking on the local market, with several others waiting in the wings. Despite a willingness to consider using neobanks, particularly among younger consumers, we expect market share growth to be relatively slow as a result of low churn, a lack of trust and strong offerings from the incumbents.
  • July 9, 2019

    RegTech: a new Australian export?

    Though starting of as an offshoot of Fintech, RegTech has applications beyond financials services in regulated industries such as education, agriculture, law and more. The Industry is being driven by increasing regulatory burden and technology innovations. Australia dominates the Asia Pacific region, and is seventh in the world in terms of RegTech deal activity.  
  • June 26, 2019

    Facebook Libra – the cryptocurrency arms race has begun…

    Facebook announced the launch of Libra, a new digital currency that aims to transform how we pay and transfer money. Calibra, Facebook’s Libra ewallet, has the potential to shake the entire payments industry through its scale and value. However, Libra faces multiple challenges, including regulatory hurdles and Facebook’s chequered past with privacy and data security.
  • May 22, 2019

    ‘Is Orange the new Bank?’ Telcos and Fintech

    As OTT services grow in value, telco revenues are moderating and the lack of growth opportunities in the core business is driving telcos to look at adjacencies. Fintech is disrupting traditional financial services and offers a high value adjacency for telcos to play in where they can maximise their natural strengths.
  • May 16, 2019

    Australian Fintech Breakfast Roundtable: Fintech ready to disrupt [...]

    On May 14th 2019 Venture Insights hosted a Fintech Breakfast with a number of prominent members of the Australian fintech community. The breakfast centred on Venture Insights’ latest Fintech consumer survey which analysed the attitude of Australians to the incumbents and the challengers.
  • April 2, 2019

    Apple Card – allowing the fox into the henhouse…

    In the four years since Apple Pay was launched, major banks and retailers around the world have allowed customers to use their iPhones to make payments. On 25 March, Apple went one step further and announced its plans to release a digital-first credit card, Apple Card, partnering with global payments network MasterCard and investment bank Goldman Sachs.
  • March 13, 2019

    Equity crowdfunding in Australia: We have lift-off

    Equity crowdfunding has been celebrated as a game-changing alternative to venture capital and traditional business loans but has until recently been off limits to most retail investors. With the lifting of Australian restrictions on who can use equity crowdfunding platforms, there is cautious uptake from consumers and start-ups – with several platforms establishing a clear lead – but the claim of outsize returns will take time to be tested.
  • March 7, 2019

    Mobile payments – New Zealand moving from cashless to walletles [...]

    The New Zealand payments ecosystem has seen considerable disruption in the last decade with new technologies, innovations and new industry players changing the way we pay. In particular, contactless payments has laid the foundation for mobile payments with consumers increasingly looking to ditch their cards and wallets in favour of digital wallets or mobile payment apps.
  • February 13, 2019

    AI in Insurance: Disruption Assured

    Artificial intelligence (AI) has enormous potential to disrupt across the data- and process-heavy insurance value chain. The growth of AI startups and adoption of (AI) by Australian insurers began in earnest over the last two years. The approach taken so far is one of collaboration rather than direct competition between incumbents and disruptors.
  • January 29, 2019

    AI in Financial Services: Who wins the future of banking?

    Financial services are ripe for AI disruption; they are data-heavy, with significant potential for automation. The question is not if, but how fast, and how profoundly, would AI reshape the competitive landscape. In Australia, the AI ecosystem is exciting, but has yet to reach critical mass.
  • January 16, 2019

    Disruption in Australian Super: Only skin deep?

    Australia’s superannuation system is broadly admired. Disruptive entrants have thus far focused on user experience, ethical alignment and branding rather than fees or performance. However, regulatory change will drive significant shifts in the industry in the coming years.
  • October 30, 2018

    Neobanks – The David against banking Goliaths?

    The banking industry has traditionally displayed inertia to major disruption and innovation. With the rise of neobanks in Europe and the UK, and the arrival of Australia’s first neobanks; Volt, Xinja and 86 400, this may be set to change as the younger generation of customers increasingly adopt more digital and customer-centric banking services.
  • October 2, 2018

    Mobile payments – Australia moving from cashless to walletless?

    The Australian payments ecosystem has seen considerable disruption in the last decade with new technologies, innovations and new industry players changing the way we pay. In particular, contactless payments has laid the foundation for mobile payments with consumers increasingly looking to ditch their cards and wallets in favour of digital wallets or mobile payment apps.
  • July 6, 2018

    Westpac leads the Fintech investment charge

    Australia’s largest banks have been very active in the fintech market. This report explores the investments that they have made and considers their contrasting approaches to those investments.
  • April 24, 2018

    AltFi Conference 2018 – Growth with transparency

    Venture Insights attended the annual AltFi Australasian Conference on April 15th 2018. The key takeaway from the conference was that the Fintech Industry in Australia is growing at a fast rate and the industry is optimistic about the Federal Government’s Open Banking initiative.
  • September 21, 2017

    The growth of Insurtech – Insurance companies should be worried

    In terms of new global investment, Insurtech has been one of the fastest growing Fintech segments over the last eighteen months – and it is now starting to pick up pace in Australia. This report explains what Insurtech is and why it matters.
  • August 16, 2017

    Follow the Money

    Australia’s VC market continued to advance, with over US$670m of investments made in FY17. Investments were supported by favourable economic and business conditions and record-high fundraising activities.