-
October 7, 2020WAAAX vs FAANG : ASX Technology Dashboard
Market Outlook, ReportsThis report demonstrates the relative maturity and scale of the FAANGs versus the WAAAXs -
June 18, 2020Insurtech White Paper Part III: Segments and Players in the Austr [...]
Focus Report, ReportsThis report is the final report in a series by Venture Insights on the disruption in Insurtech, following on from reports on the global landscape and aspects of the Australian landscape. -
February 25, 2020Insurtech White Paper Part II: Australian Insurtech Market Overvi [...]
Focus Report, ReportsThis is the second of three reports in Venture Insights’ series on Insurtech, following on from our discussion of trends in global insurtech. -
January 29, 2020
Insurtech White Paper Part I: Global Insurtech Trends
Focus Report, ReportsThis is the first of three reports in Venture Insights’ series on Insurtech trends and development locally and globally. The term ‘insurtech’ is a combination of ‘insurance’ and ‘technology’, inspired by the term ‘fintech’. Insurance is a notoriously slow-moving industry, with high barriers to entry, complex business models and stringent regulatory requirements; it has lagged consumer tech and even other financial services in updating its offerings and technology stacks. However, the ‘insurtech revolution’ has been seen as a potential challenge to that complacency. -
November 21, 2019UBS Australasia Conference 2019: AI, Cyber Security, Digital Heal [...]
Flash Report, ReportsUBS held its annual Australasia investors conference over 18th and 19th November in Sydney, with a number of interesting panels across the two days. Venture Insights moderated the Cyber Security panel and attended a number of sessions over the two days. The sessions covered a variety of topical themes that included - China: trade, tech and capital flows, Artificial Intelligence, Clean Energy policy settings, Robotics, Autonomous vehicles, Cyber threat to Australian businesses, the limitations of monetary policy, cell and gene therapy, digital healthcare, sustainability trends, millennials, fintech investment trends and how tech giants are dealing with the techlash. In this report we highlight the key takeaways from the sessions on artificial intelligence, cyber security, digital health and fintech investment trends. -
November 18, 2019IoT & Cryptocurrency Mining: Cyber Security Update
Focus Report, ReportsThe Internet of Things represents a significant and growing target area for cyber criminals. The growth in cryptocurrencies is focussing cyber criminals on the benefits of crypto-mining malware. Individuals, businesses and governments need to include IoT related cyber risks in their security controls and plans. -
July 31, 2019Neobanks: rapid growth or a slow burn?
Flash Report, ReportsRevolut’s recent Australian launch marks the first neobank taking on the local market, with several others waiting in the wings. Despite a willingness to consider using neobanks, particularly among younger consumers, we expect market share growth to be relatively slow as a result of low churn, a lack of trust and strong offerings from the incumbents.
July 9, 2019RegTech: a new Australian export?
Market Outlook, ReportsThough starting of as an offshoot of Fintech, RegTech has applications beyond financials services in regulated industries such as education, agriculture, law and more. The Industry is being driven by increasing regulatory burden and technology innovations. Australia dominates the Asia Pacific region, and is seventh in the world in terms of RegTech deal activity.
June 26, 2019Facebook Libra – the cryptocurrency arms race has begun…
Flash Report, ReportsFacebook announced the launch of Libra, a new digital currency that aims to transform how we pay and transfer money. Calibra, Facebook’s Libra ewallet, has the potential to shake the entire payments industry through its scale and value. However, Libra faces multiple challenges, including regulatory hurdles and Facebook’s chequered past with privacy and data security.
May 22, 2019‘Is Orange the new Bank?’ Telcos and Fintech
Focus Report, ReportsAs OTT services grow in value, telco revenues are moderating and the lack of growth opportunities in the core business is driving telcos to look at adjacencies. Fintech is disrupting traditional financial services and offers a high value adjacency for telcos to play in where they can maximise their natural strengths.
May 16, 2019Australian Fintech Breakfast Roundtable: Fintech ready to disrupt [...]
Focus Report, ReportsOn May 14th 2019 Venture Insights hosted a Fintech Breakfast with a number of prominent members of the Australian fintech community. The breakfast centred on Venture Insights’ latest Fintech consumer survey which analysed the attitude of Australians to the incumbents and the challengers.
April 2, 2019Apple Card – allowing the fox into the henhouse…
Focus Report, ReportsIn the four years since Apple Pay was launched, major banks and retailers around the world have allowed customers to use their iPhones to make payments. On 25 March, Apple went one step further and announced its plans to release a digital-first credit card, Apple Card, partnering with global payments network MasterCard and investment bank Goldman Sachs.
March 13, 2019Equity crowdfunding in Australia: We have lift-off
Market Outlook, ReportsEquity crowdfunding has been celebrated as a game-changing alternative to venture capital and traditional business loans but has until recently been off limits to most retail investors. With the lifting of Australian restrictions on who can use equity crowdfunding platforms, there is cautious uptake from consumers and start-ups – with several platforms establishing a clear lead – but the claim of outsize returns will take time to be tested.
March 7, 2019Mobile payments – New Zealand moving from cashless to walletles [...]
Flash Report, ReportsThe New Zealand payments ecosystem has seen considerable disruption in the last decade with new technologies, innovations and new industry players changing the way we pay. In particular, contactless payments has laid the foundation for mobile payments with consumers increasingly looking to ditch their cards and wallets in favour of digital wallets or mobile payment apps.
February 13, 2019AI in Insurance: Disruption Assured
Market Outlook, ReportsArtificial intelligence (AI) has enormous potential to disrupt across the data- and process-heavy insurance value chain. The growth of AI startups and adoption of (AI) by Australian insurers began in earnest over the last two years. The approach taken so far is one of collaboration rather than direct competition between incumbents and disruptors.
January 29, 2019AI in Financial Services: Who wins the future of banking?
Market Outlook, ReportsFinancial services are ripe for AI disruption; they are data-heavy, with significant potential for automation. The question is not if, but how fast, and how profoundly, would AI reshape the competitive landscape. In Australia, the AI ecosystem is exciting, but has yet to reach critical mass.
January 16, 2019Disruption in Australian Super: Only skin deep?
Focus Report, ReportsAustralia’s superannuation system is broadly admired. Disruptive entrants have thus far focused on user experience, ethical alignment and branding rather than fees or performance. However, regulatory change will drive significant shifts in the industry in the coming years.
October 30, 2018Neobanks – The David against banking Goliaths?
Focus Report, ReportsThe banking industry has traditionally displayed inertia to major disruption and innovation. With the rise of neobanks in Europe and the UK, and the arrival of Australia’s first neobanks; Volt, Xinja and 86 400, this may be set to change as the younger generation of customers increasingly adopt more digital and customer-centric banking services.$450.00
October 2, 2018Mobile payments – Australia moving from cashless to walletless?
Flash Report, ReportsThe Australian payments ecosystem has seen considerable disruption in the last decade with new technologies, innovations and new industry players changing the way we pay. In particular, contactless payments has laid the foundation for mobile payments with consumers increasingly looking to ditch their cards and wallets in favour of digital wallets or mobile payment apps.$450.00
July 6, 2018Westpac leads the Fintech investment charge
Focus Report, ReportsAustralia’s largest banks have been very active in the fintech market. This report explores the investments that they have made and considers their contrasting approaches to those investments.$450.00
April 24, 2018AltFi Conference 2018 – Growth with transparency
Flash Report, ReportsVenture Insights attended the annual AltFi Australasian Conference on April 15th 2018. The key takeaway from the conference was that the Fintech Industry in Australia is growing at a fast rate and the industry is optimistic about the Federal Government’s Open Banking initiative.$450.00
September 21, 2017The growth of Insurtech – Insurance companies should be worried
Focus Report, ReportsIn terms of new global investment, Insurtech has been one of the fastest growing Fintech segments over the last eighteen months – and it is now starting to pick up pace in Australia. This report explains what Insurtech is and why it matters.
August 16, 2017Follow the Money
Focus Report, ReportsAustralia’s VC market continued to advance, with over US$670m of investments made in FY17. Investments were supported by favourable economic and business conditions and record-high fundraising activities.$450.00
July 14, 2017Lending Disruption – Fact or fiction?
Focus Report, ReportsThe big four banking oligopoly have had a highly profitable run over the last five years. During this time start-ups have emerged to challenge the dominance of the banks in both consumer lending and business lending markets. Whilst the challengers are growing and gaining traction, the odds are still stacked against many of them. Will they survive and what are the likely outcomes?
